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Your insurance Agent should be a trusted Advisor.  Along with your Dr, Attorney and Cpa.  It is wise to consult your Agent when you have a life change.  Like getting married, having a baby, buying or selling a house, adding additional square footage to home or an expensive purchase...

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...